Small Business

A curated hub for small-business owners facing unsupportable debt—practical guides to non-bankruptcy debt resolution that preserve core business value and jobs while aligning outcomes for owners and creditors. Expect explainers on reorganizational fundamentals, resolving personal guaranties, and tactical moves across SBA loan workouts, MCA exposure, tax and lease obligations, and vendor/landlord negotiations—showing paths to either a turnaround or an orderly exit.

  • Every Business is Too Big to Fail

    Most people have heard about those businesses considered “too big to fail.” These are the businesses that are so large and interconnected that the global economy would crash if they shut down. But what about all the others? President Aaron Todrin explains that Second Wind Consultants believe every business is too big to fail. We…

  • Our Mission

    President Aaron Todrin previously worked as a bankruptcy practitioner. After watching businesses get needlessly destroyed through a broken system—we started Second Wind’s RISE process as an alternative to bankruptcy. Second Wind’s debt elimination process preserves the value of the business while divorcing that value from debt. A rational and ethical solution that preserves businesses, jobs…

  • The RISE Program

    It doesn’t matter what type of business debt you have; our RISE Debt Resolution Program can help when no one else can. In this video, President Aaron Todrin explains that our mission is to save businesses across the country. No matter what industry, no matter what region—our process can help.

  • Our Expertise

    Second Wind Consultants offers solutions to businesses of all sizes that were previously available only to the largest corporations. Whether your company is struggling beneath unsupportable debt or managing the challenges and risk of rapid growth, we offer consulting partnerships that create a path to success—without hourly fees.

  • The 6 Myths of Bankruptcy

    There are some very dangerous misconceptions that people have about the bankruptcy process. In this video, President Aaron Todrin reveals these misconceptions and provides valuable information that any business owner considering bankruptcy must know. If you are thinking about bankruptcy, we have a better way. Our debt elimination process will preserve the value of your…

  • TMA Conference: CEO Scott Stuart’s Mission and Passion

    TMA CEO Scott Stuart tells President, Aaron Todrin, why he feels so passionate about what he does. Over the course of nearly 30 years, Scott Stuart has worked closely with most of the segments involved with the corporate reorganization, corporate renewal and corporate health space. The Turnaround Management Association (TMA) is Scott’s mission made manifest…

  • Debt Solutions for Every Business

    When it comes to debt, we know that the typical business owner is almost always faced with bad advice. At the point of insolvency, debt resolution is achieved through an alternative form of asset liquidation that preserves underlying business value while fully resolving debt. When value is preserved, borrowers and creditors alike can benefit.

  • SBA Loans

    In this video, Aaron Todrin, President of Second Wind Consultants, explains the SBA, its mission and how SBA fees and loans work. Many clients come to us with SBA-backed loans. While they understand what a conventional loan is, they don’t always know who or what the SBA is—or what the SBA guaranty means.

  • How to Solve Franchise Problems

    When franchise owners encounter problems, they often think their options are extremely limited by the franchise agreement. CEO, Adam Duso, explains how mutual incentives between franchisee and franchisor open opportunities and solutions many owners of a franchise haven’t considered. Not every franchise model works in every market and every set of conditions. If your franchise is…